YES! This is 100% legal. You don't need a special business account. Use your own existing personal checking account. All you need is proper verification and a signature is not required. Worried about Fraud? No need because it's slim to none in accepting this type of payment method versus credit card processing and fraud can be spotted with a little common sense and knowledge.

And the best part is: There is NO signature needed, NO credit checks, NO discount fees, NO leases, NO deposits, and NO hassles!

Surveys show that the ability to capture impulse buys greatly increases sales! Some say up to a 40% increase! If someone can order and pay for something right NOW they are more likely to do so than printing out an order form and mailing an order in.

When your customers want to order your product, they want to get it as quick as possible! Accepting their check online saves the wait for the check to get to you! Sure, you still might want to hold it until it clears, but you get payment faster and your customer gets your product faster and everyone is happy!

BENEFITS:

• Saves time - Deposit check orders into your account the same day!
• Reduces customer procrastination
• Increases your credibility
• Captures impulse sales (increase orders)
• No processing or monthly fees
• Targets people who won't use credit cards
• ** NOTE This software is NOT compatible with Microsoft Vista operating system

FEATURES:

• No Special ink needed - Use inkjet or laser
• Required MICR fonts included
• Easy to use - Contains detailed help file ABA verification module
• Incredible low one-time cost

 TO USE CHECKER you need:

1. A laser printer with 300dpi resolution or higher. You may get by with an inkjet or dot matrix printer, but banks will have more trouble with checks from those printers.
2. Blank check stock paper (Available at most all office supply stores - the product such as VersaCheck Form 1000 works great.)
3. To know how to use this computer program

CHECKER has 2 purposes:

1. To enable you to print blank checks for any checking account so that you never have to purchase expensive checks again.
2. To enable you to accept checks by phone or fax from anyone, anywhere so that you or your business can receive payment immediately, even from those without a credit card. The main data entry screen (the Update a Check screen reached by clicking Insert or Change on the bottom of the Browse Checks screen) shows you all of the data you need to collect when accepting a check by phone.

 

Some people think you need a special magnetic ink toner cartridge (costing about $200). That just isn't so. Many banks use OCR equipment now and even those who don't will probably be able to read your checks since all laser toner is magnetic anyway.

You may think that you need a business checking account to deposit checks received by phone or fax. If the check is made out to you, that also isn't true. These checks are legal as long as you keep the fax or record the phone conversation - and even that shouldn't be necessary if your dealings are honest and you have little reason to expect anyone to dishonor the check they faxed or phoned to you. Simply deposit them as you would any other check. Don't be afraid of this type of payment receipt. Our company and our person, banks with one of the largest bank in the United States. We simply showed our first deposit (of several checks, I might add) to the Bank Branch Manager and Teller Manager so that they could be familiar with the checks and I asked them if they had any questions. They did not and we have never had any depository problems.